Ability to deposit a payment after saving

What financial, time savings, or quality of life improvements will occur with this: I would like to immediately deposit the payment rather than have to go to the undeposited funds queue.

Attempted solutions so far: Use auto deposit payments but that does not allow for use of the undeposited funds process for exceptions.

Digging deep - Any additional Why behind this request / How was this accomplished before Striven: Trying to streamline the overall payment and deposit process.